Are Medicare Supplements and Medicare Advantage PPO Plans the Same?

November 02, 2022

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2023 Medicare Premiums and What to Expect

October 25, 2022

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Medicare expert, Toni King explains the difference between Medicare Supplements and Medicare Advantage PPO plans.

With a Medicare Supplement, there is no network of any kind. You have the freedom to use any healthcare provider or facility that will bill Medicare. The Medicare Supplement will pay what your Medicare Parts A and B will not.

With a Medicare Advantage PPO Plan, there are lower-cost in-network providers or facilities as well as out-of-network benefits that will cost you more. In 2022, a popular Medicare Advantage PPO Plan has a maximum ranging from $5,400 to $7,550 in-network, while out of network costs range from $7,550 to $11,300.

Most never consider they could have an out-of-network provider or facility for their medical claim, but in these current times, many healthcare providers and facilities are out of network with a Medicare Advantage PPO Plan.

Let's take a look at the key differences between the two plans!

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Meet Your Host

Toni King is an author, columnist, and radio and TV personality who specializes in Medicare, Social Security, and long-term care planning. While conducting a Medicare workshop in 2009, Toni was approached by a member of the audience who had received incorrect information about his Medicare Part B enrollment from Social Security. After taking a couple of days to help the gentleman straighten out his overwhelming problem, Toni’s new mission had become clear. Following more than 27 years as a top sales leader in the Medicare insurance industry, Toni would become an advocate for Americans receiving Medicare. Since then, Toni has devoted her life and career to putting Medicare into “people terms” with the help of her books, consultations, workshops, and website. Toni King is from Houston, Texas, where her family’s restaurant, Angelo’s Fisherman’s Wharf, was a community landmark. As a dedicated native Houstonian, Toni often says she bleeds red, white, and blue!